by Brian Hunt, AIC, CPCU | Nov 3, 2016 | Commercial, Featured, Underwriting
Crafting commercial policies for your clients can feel a lot like ordering a la carte at a restaurant: I’ll have one BOP with a side of Hired and Non-Owned Auto, a smidge of Employee Dishonesty, and 12 months of Business Interruption for dessert. But as any epicure...
by Tower Hill Insurance | Aug 19, 2016 | Featured, Flood, Videos
A leading provider of residential property insurance in Florida, Tower Hill Insurance now offers stand-alone flood policies with coverage up to $5 million. Standard coverage through the National Flood Insurance Program (NFIP) is only available up to $250,000 for most...
by Brian Hunt, AIC, CPCU | Sep 4, 2014 | Marketing, Sales
Florida homeowners have a lot of choices for property insurance. Using the OIR’s “Choices” tool, I modeled a $300,000 new construction home in Orange County and received a list of available companies. Guess how many companies displayed? 27! Four of them were Tower...
by Brian Hunt, AIC, CPCU | Apr 28, 2014 | Underwriting
Every home goes through a life cycle. As homes approach 15 to 20 years old – the “terrible teens” – most building components and appliances reach the end of their useful life and will eventually fail: In our climate, shingles and tiles often don’t last as...
by Brian Hunt, AIC, CPCU | Apr 17, 2014 | Claims, Underwriting
I remember the moment clearly. Hurricane Jeanne had just walloped Florida with its fourth hurricane of the 2004 season. I spent over four hours in the muggy summer heat measuring and scoping damage to a home that two 50 foot pine trees had fallen on and split in...