Who Is Tower Hill?

Who Is Tower Hill?

Florida homeowners have a lot of choices for property insurance.  Using the OIR’s “Choices” tool, I modeled a $300,000 new construction home in Orange County and received a list of available companies.  Guess how many companies displayed?  27! Four of them were Tower...
Life Cycle of a House

Life Cycle of a House

Every home goes through a life cycle.  As homes approach 15 to 20 years old – the “terrible teens” – most building components and appliances reach the end of their useful life and will eventually fail: In our climate, shingles and tiles often don’t last as...
Insuring To Value

Insuring To Value

I remember the moment clearly.  Hurricane Jeanne had just walloped Florida with its fourth hurricane of the 2004 season.  I spent over four hours in the muggy summer heat measuring and scoping damage to a home that two 50 foot pine trees had fallen on and split in...