What’s “Lapse” Got to Do With it?

What’s “Lapse” Got to Do With it?

Lapses in property insurance coverage are like the common cold. They happen frequently enough that we treat them like innocuous, routine occurrences. Properties are purchased in cash and the buyer isn’t required to have insurance immediately; payments get missed;...
Residence Rental Theft

Residence Rental Theft

I love esoteric endorsements, especially ones that are badly named, and this one’s a doozy.  Not only do most people not know there’s a coverage gap that this endorsement is designed to fix, if they do know about it, they fall for the name. Everyone knows that theft...
Back to School

Back to School

Well, friends…the time has come. I am getting my 2-20 license. Yep…you heard me correctly…I will not only have my license this coming October, but I will also be able to identify with all of you as well. You can either congratulate me…or console me. Either works. So...