by Brian Hunt, AIC, CPCU | Apr 17, 2014 | Claims, Underwriting
I remember the moment clearly. Hurricane Jeanne had just walloped Florida with its fourth hurricane of the 2004 season. I spent over four hours in the muggy summer heat measuring and scoping damage to a home that two 50 foot pine trees had fallen on and split in...
by Tim Burns | Sep 18, 2013 | Claims
The Tower Hill Claims department continues to develop resources using outside vendors to help exceed consumer expectations, assist with the claims process, and properly evaluate and pay claims. These resources also help carriers monitor indemnity and loss adjustment...
by Kathleen Davis, CPCU, CIC, ARM, API | Jul 18, 2013 | Underwriting
If you said your policy provided replacement cost coverage for all your stuff, it might not stop conversation at a cocktail party, but it would give you a warm and fuzzy feeling. After all, it certainly sounds better than actual cash value (ACV). Let’s check a few...
by Kathleen Davis, CPCU, CIC, ARM, API | Apr 22, 2013 | Underwriting
. . . may or may not be just as sweet. I have to sometimes wonder if the people who write insurance policies are just trying to confuse us. I bet they’re sitting back and laughing, “Wait ‘til they try and figure out this one!” Well, today we’re going to figure out...
by Kathleen Davis, CPCU, CIC, ARM, API | Jan 10, 2013 | Underwriting
I think Insurance is the center of the universe, but apparently most of the world does not agree with me. I’m constantly amazed at the ever-changing ways attorneys and tax accountants come up with to title property or transfer risk via a contract. They either don’t...
