by Brian Hunt, AIC, CPCU | Nov 3, 2016 | Commercial, Featured, Underwriting
Crafting commercial policies for your clients can feel a lot like ordering a la carte at a restaurant: I’ll have one BOP with a side of Hired and Non-Owned Auto, a smidge of Employee Dishonesty, and 12 months of Business Interruption for dessert. But as any epicure...
by Brian Hunt, AIC, CPCU | Jan 6, 2016 | Articles, Underwriting
The holidays are over. We can all breathe a collective sigh of relief, digest the cookies and pies that we ate and start to think about 2016. Chances are good that you, your family members, or your customers received a gift over the holidays. Let’s look at a few...
by Brian Hunt, AIC, CPCU | Nov 7, 2014 | Articles, Flood
In “Texas Flood,” Stevie Ray Vaughan sang: Yeah, flood water keeps a rolling, Man it’s about to drive poor me insane Keeping up with the changes in flood insurance this year would give Stevie an even worse case of the blues. There is a huge opportunity to help guide...
by Kathleen Davis, CPCU, CIC, ARM, API | Oct 24, 2013 | Articles, Underwriting
Can you hear the Beach Boys’ music? Depending on your age, maybe not! There are a lot of ways for your clients to “get around,” and if they have homeowners and auto policies, then I’ll bet they’re assuming they’re covered by one policy or the other. Let’s take a...
by Kathleen Davis, CPCU, CIC, ARM, API | May 31, 2013 | Underwriting
Coverage B (Other Structures) is just “out there.” It’s semi-ignored like your annoying second cousin. Insureds assume everything is covered, and the HO3 policy throws some coverage at them and hopes it will all be OK. On this subject a little attention could go a...