A leading provider of residential property insurance in Florida, Tower Hill Insurance now offers stand-alone flood policies with coverage up to $5 million. Standard coverage through the National Flood Insurance Program (NFIP) is only available up to $250,000 for most homes.
Tower Hill provides Florida homeowners significant advantages over the standard NFIP policies, through our Flood Program:
- Building replacement cost up to $5 million, with contents up to $3.5 million
- Deductible options ranging from $1,000 to $50,000
- Option for replacement cost on contents
- Loss of Use $5,000
- One adjuster; streamlined claims process for wind and water damage
The Tower Hill Flood Program is available exclusively through Lloyd’s, an Excess & Surplus Lines carrier, which holds a Financial Strength Rating (FSR) of “A” by A.M. Best Company.