by Brian Hunt, AIC, CPCU | Jul 2, 2014 | Underwriting
Imagine this scene: your customer comes home from work after a long day. As they step inside they hear… splosh. The living room has transformed into Lake Okeechobee. Their prized copy of War and Peace (that they still intend on reading someday) floats by like a...
by Brian Hunt, AIC, CPCU | Jun 11, 2014 | Underwriting
Step into the way-back machine (not so way back for some of us). Remember this late 70s/early 80s sitcom theme song? Come and knock on our door… We’ve been waiting for you… Three’s company, too! Three single roommates share an apartment in California and the wily...
by Brian Hunt, AIC, CPCU | Mar 13, 2014 | Underwriting
Is the housing market crisis over? Since our industry is ancillary to real estate, we as property insurance professionals have a proverbial finger on the economy’s pulse. Some areas of the state are beginning to show signs of recovery. One indicator is that banks...
by Kathleen Davis, CPCU, CIC, ARM, API | Feb 21, 2014 | Underwriting
I love esoteric endorsements, especially ones that are badly named, and this one’s a doozy. Not only do most people not know there’s a coverage gap that this endorsement is designed to fix, if they do know about it, they fall for the name. Everyone knows that theft...
by Kathleen Davis, CPCU, CIC, ARM, API | Jan 9, 2014 | Underwriting
Sometime when you’re “getting around” you’re also getting in other people’s way! Let’s look at how the 1991 HO3 protects Insureds who injure someone or damage property while getting around. Insureds First, who gets this coverage? With respect to vehicles covered...
