by Tower Hill Insurance | Oct 21, 2014 | Industry News, Marketing, Sales
I know you’re all sitting up late at night wondering how to explain the Risk Based Capital (RBC) score to your customers, so here we go! RBC is a score used by state regulators to determine if an insurance company has enough capital to support the policies it has...
by Tower Hill Insurance | Oct 13, 2014 | Marketing, Sales, Underwriting
Call it a midlife crisis. You’ve glanced at your book of business in the mirror and it isn’t pretty. There’s a little more flab around the stomach than you’ve noticed before, a few more wrinkles around the eyes, and it just doesn’t spring out of bed in the morning...
by Tower Hill Insurance | Sep 4, 2014 | Marketing, Sales
Florida homeowners have a lot of choices for property insurance. Using the OIR’s “Choices” tool, I modeled a $300,000 new construction home in Orange County and received a list of available companies. Guess how many companies displayed? 27! Four of them were Tower...
by Tower Hill Insurance | Jul 28, 2014 | Underwriting
On The Tonight Show, Johnny Carson had a skit called “Carnac the Magnificent.” He held an unopened envelope to his forehead; inside was a card with a question written on it. Carson pretended to divine the question by first giving the audience the answer: Supervisor...
by Tower Hill Insurance | Jul 2, 2014 | Underwriting
Imagine this scene: your customer comes home from work after a long day. As they step inside they hear… splosh. The living room has transformed into Lake Okeechobee. Their prized copy of War and Peace (that they still intend on reading someday) floats by like a...
