by Brian Hunt, AIC, CPCU | Jul 2, 2014 | Underwriting
Imagine this scene: your customer comes home from work after a long day. As they step inside they hear… splosh. The living room has transformed into Lake Okeechobee. Their prized copy of War and Peace (that they still intend on reading someday) floats by like a...
by Brian Hunt, AIC, CPCU | Jun 11, 2014 | Underwriting
Step into the way-back machine (not so way back for some of us). Remember this late 70s/early 80s sitcom theme song? Come and knock on our door… We’ve been waiting for you… Three’s company, too! Three single roommates share an apartment in California and the wily...
by Brian Hunt, AIC, CPCU | May 22, 2014 | Underwriting
Lapses in property insurance coverage are like the common cold. They happen frequently enough that we treat them like innocuous, routine occurrences. Properties are purchased in cash and the buyer isn’t required to have insurance immediately; payments get missed;...
by Brian Hunt, AIC, CPCU | Apr 28, 2014 | Underwriting
Every home goes through a life cycle. As homes approach 15 to 20 years old – the “terrible teens” – most building components and appliances reach the end of their useful life and will eventually fail: In our climate, shingles and tiles often don’t last as...
by Brian Hunt, AIC, CPCU | Mar 13, 2014 | Underwriting
Is the housing market crisis over? Since our industry is ancillary to real estate, we as property insurance professionals have a proverbial finger on the economy’s pulse. Some areas of the state are beginning to show signs of recovery. One indicator is that banks...
